Know your number before you apply
Check Your CIBIL Score
Your credit score decides the rate you get. Leave your details and our partner will send you a secure link to fetch your score and report. We never ask for your PAN or OTP on this page.
- A score of 750 or more is usually considered good
- See which accounts and enquiries hurt your score
- Get tips to improve it in 3 to 6 months
- Checking your own score does not lower it
What to check before you decide
- Pay EMIs and card bills on time, this is the biggest factor
- Keep card usage under about 30% of the limit
- Avoid many loan applications in a short time
- Check your report once or twice a year for errors
More tools and offers
BFSI Updates is not a bank, lender or insurer. Offers, rates, premiums and approvals are decided by the partner institution and are not guaranteed. Insurance is a subject matter of solicitation. Read the policy wording and loan terms carefully.