Big cover for a small premium
Buy a Term Life Insurance Plan
A term plan is the simplest way to protect your family's income. Share a few details and a licensed adviser will compare plans and premiums from several insurers for you.
- Cover of ₹1 crore and above
- Premium stays fixed for the whole term
- Optional critical illness and accidental death riders
- Tax benefit under Section 80C (as per current law)
What to check before you decide
- A common rule of thumb is cover of 10–15 times your annual income, plus loans
- Choose cover till retirement age, not just a round number
- Always disclose smoking and health history honestly
- Compare claim settlement ratio, not just the premium
More tools and offers
BFSI Updates is not a bank, lender or insurer. Offers, rates, premiums and approvals are decided by the partner institution and are not guaranteed. Insurance is a subject matter of solicitation. Read the policy wording and loan terms carefully.